VA Rates
Looking for a VA loan to take advantage of your VA Benefits?
What is a VA Loan?
A VA Loan is a special type of loan that exists for active duty or retired United States military as a part of your veteran benefits.
For the vast majority of military borrowers, VA loans represent the most powerful lending program on the market. VA Loans are flexible, $0 down payment mortgages that have helped over 24 million active duty and retired United States military personnel become homeowners.
VA Loan Eligibility
You can apply for a VA loan at any mortgage company that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the mortgage company that you are eligible for a VA loan.
Current VA Mortgage Rates
VA loan rates change daily based on market conditions. See current VA loan rates for each VA loan type below:
| Loan Type | Interest Rate | APR |
|---|---|---|
| 30-Year Fixed VA Purchase | 2.625% | 2.820% |
| 15-Year Fixed VA Purchase | 2.250% | 2.571% |
| 30-Year Fixed VA IRRL | 4.375% | 3.954% |
| 15-Year Fixed VA IRRL | 2.375% | 2.697% |